Bloomingdale, FL
Bloomingdale wildfire risk explained
Bloomingdale's 8,306 buildings earn a 85th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Bloomingdale at the 85th percentile, close to its 85th-percentile risk score.
What "at risk" means for the buildings here
Only 25.8% of Bloomingdale's 8,306 buildings carry Direct exposure and 1.5% carry Indirect; the remaining 72.7% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure. At 8,306 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Bloomingdale compares
Bloomingdale ranks lower within Florida (63rd percentile statewide) than its 85th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Bloomingdale ranks 4,882 for wildfire risk (1 is highest) and 2,006 by building count (1 is largest). Within Florida alone, it ranks 358 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
What this risk score means for insurance
At the 85th percentile nationally, Bloomingdale carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Bloomingdale
Even with 72.7% of Bloomingdale outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Bloomingdale's figures come from
Every one of the two percentiles behind Bloomingdale's 4,882-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Bloomingdale's dominant minimal exposure actually means, with real examples from across the dataset.