Blooming Prairie, MN
Blooming Prairie, MN's wildfire risk, in USFS's own numbers
USFS scores Blooming Prairie at the 3rd national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 1,131 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Blooming Prairie at the 3rd national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Blooming Prairie's buildings actually sit
Most of Blooming Prairie's buildings (93.5% of 1,131) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Where Blooming Prairie ranks
There's little gap between Blooming Prairie's 3rd national percentile and its 5th percentile inside Minnesota, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Blooming Prairie ranks 30,519 for wildfire risk (1 is highest) and 11,075 by building count (1 is largest). Within Minnesota alone, it ranks 870 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
What this risk score means for insurance
Blooming Prairie's low rating (3rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Even with 93.5% of Blooming Prairie outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,131 counted buildings into the percentiles shown above for Blooming Prairie. For more on what minimal exposure implies beyond Blooming Prairie, see the exposure-zones guide.