Blooming Grove, IN
Blooming Grove, IN's wildfire risk, in USFS's own numbers
Blooming Grove sits at the 21st percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 183 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Blooming Grove at the 23rd national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS classifies 68.3% of Blooming Grove's buildings as Direct exposure, higher than its 31.7% Indirect share and far above its 0% Minimal share — a profile where 125 structures sit close enough to vegetation that lot clearing matters most.
Blooming Grove against the rest of the country
Compare Blooming Grove's two percentiles: 84th within Indiana, only 21st nationally — a gap of 63 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Blooming Grove ranks 24,762 for wildfire risk (1 is highest) and 25,494 by building count (1 is largest). Within Indiana alone, it ranks 155 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
Blooming Grove's moderate rating (21st percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Because Direct exposure dominates in Blooming Grove (68.3%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Blooming Grove's 21st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Blooming Grove, see the exposure-zones guide.