Bloomfield, NY
Bloomfield wildfire risk explained
USFS's Wildfire Risk to Communities model puts Bloomfield at the 9th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 618 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Bloomfield's burn probability — fire likelihood with no building count factored in — sits at the 8th percentile nationally.
What "at risk" means for the buildings here
Of Bloomfield's 618 counted buildings, 74.1% carry Direct exposure and only 25.9% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Bloomfield compares
Bloomfield's risk sits at a similar level relative to New York (19th percentile statewide) as it does nationally (9th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Bloomfield ranks 28,847 for wildfire risk (1 is highest) and 15,591 by building count (1 is largest). Within New York alone, it ranks 1,045 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Bloomfield and the insurance market
At the 9th national percentile, Bloomfield rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Bloomfield
Bloomfield's 74.1% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Bloomfield's figures come from
The methodology guide shows exactly how USFS turned 618 counted buildings into the percentiles shown above for Bloomfield. The exposure-zones guide covers what Bloomfield's dominant direct exposure actually means, with real examples from across the dataset.