Bloomfield, NM
How exposed is Bloomfield to wildfire?
USFS's Wildfire Risk to Communities model puts Bloomfield at the 47th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 3,698 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Bloomfield's burn probability — fire likelihood with no building count factored in — sits at the 47th percentile nationally.
Where Bloomfield's buildings actually sit
3,698 buildings are counted in Bloomfield, and 75% of them are Indirect exposure — ember-driven risk rather than the 25% in Direct exposure or the 0% rated Minimal.
Where Bloomfield ranks
Inside New Mexico, Bloomfield sits at just the 13th percentile even though it scores 47th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Bloomfield ranks 16,581 for wildfire risk (1 is highest) and 4,527 by building count (1 is largest). Within New Mexico alone, it ranks 430 of 495 places by risk. See the full county-by-county picture for New Mexico on its state page.
What this risk score means for insurance
Bloomfield's elevated wildfire rating (47th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With ember exposure the dominant pattern in Bloomfield (75% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Bloomfield's figures come from
The methodology guide shows exactly how USFS turned 3,698 counted buildings into the percentiles shown above for Bloomfield. The exposure-zones guide covers what Bloomfield's dominant indirect exposure actually means, with real examples from across the dataset.