Bloomfield, NE
Bloomfield, NE's wildfire risk, in USFS's own numbers
Bloomfield sits at the 51st percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 752 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Bloomfield at the 43rd national percentile — 7 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Bloomfield's buildings actually sit
USFS classifies 91% of Bloomfield's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 9% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
How Bloomfield compares
There's little gap between Bloomfield's 51st national percentile and its 38th percentile inside Nebraska, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Bloomfield ranks 15,511 for wildfire risk (1 is highest) and 14,104 by building count (1 is largest). Within Nebraska alone, it ranks 363 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
Shopping for coverage in Bloomfield
At the 51st national percentile, Bloomfield rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
With 91% of buildings rated Minimal exposure, Bloomfield gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Bloomfield's figures come from
Bloomfield's 51st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Bloomfield's dominant minimal exposure actually means, with real examples from across the dataset.