Bloomfield, MO
Bloomfield wildfire risk explained
USFS's Wildfire Risk to Communities model puts Bloomfield at the 43rd national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 1,023 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Bloomfield at the 46th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Indirect exposure is dominant in Bloomfield (56.4% of 1,023 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 43.6% sit in the Direct zone.
Where Bloomfield ranks
Bloomfield ranks lower within Missouri (19th percentile statewide) than its 43rd national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Bloomfield ranks 17,871 for wildfire risk (1 is highest) and 11,774 by building count (1 is largest). Within Missouri alone, it ranks 854 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Bloomfield and the insurance market
Bloomfield's elevated rating (43rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Because 56.4% of Bloomfield's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Bloomfield's 43rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Bloomfield, see the exposure-zones guide.