Bloomfield, KY
How exposed is Bloomfield to wildfire?
USFS's Wildfire Risk to Communities model puts Bloomfield at the 22nd national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 689 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Bloomfield at the 24th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS classifies 74.9% of Bloomfield's buildings as Direct exposure, higher than its 25.1% Indirect share and far above its 0% Minimal share — a profile where 516 structures sit close enough to vegetation that lot clearing matters most.
Bloomfield against the rest of the country
Within Kentucky, Bloomfield ranks higher (40th percentile) than it does nationally (22nd) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Bloomfield ranks 24,549 for wildfire risk (1 is highest) and 14,767 by building count (1 is largest). Within Kentucky alone, it ranks 333 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
What this risk score means for insurance
At the 22nd national percentile, Bloomfield rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
With 74.9% of Bloomfield in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 689 counted buildings into the percentiles shown above for Bloomfield. For more on what direct exposure implies beyond Bloomfield, see the exposure-zones guide.