Bloomfield, IN
How exposed is Bloomfield to wildfire?
Out of every US place USFS scores, Bloomfield lands at the 16th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 1,446 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Bloomfield at the 17th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Bloomfield's buildings actually sit
1,446 buildings are counted in Bloomfield, and 73.2% of them are Indirect exposure — ember-driven risk rather than the 26.7% in Direct exposure or the 0.1% rated Minimal.
Where Bloomfield ranks
Within Indiana, Bloomfield ranks higher (70th percentile) than it does nationally (16th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Bloomfield ranks 26,402 for wildfire risk (1 is highest) and 9,405 by building count (1 is largest). Within Indiana alone, it ranks 287 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
Bloomfield's low wildfire rating (16th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Because 73.2% of Bloomfield's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Bloomfield's 26,402-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Bloomfield, see the exposure-zones guide.