Bloomfield, IA
Bloomfield, IA's wildfire risk, in USFS's own numbers
Bloomfield's 1,568 buildings earn a 65th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Bloomfield at the 67th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS puts 78.4% of Bloomfield's 1,568 buildings in the Indirect exposure zone, versus 18.9% Direct and 2.7% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Bloomfield against the rest of the country
Compare Bloomfield's two percentiles: 89th within Iowa, only 65th nationally — a gap of 24 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Bloomfield ranks 11,021 for wildfire risk (1 is highest) and 8,895 by building count (1 is largest). Within Iowa alone, it ranks 117 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Bloomfield and the insurance market
At the 65th percentile nationally, Bloomfield carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Bloomfield
With ember exposure the dominant pattern in Bloomfield (78.4% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Bloomfield's 65th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Bloomfield, see the exposure-zones guide.