Bloomfield Hills, MI
Bloomfield Hills, MI's wildfire risk, in USFS's own numbers
Bloomfield Hills sits at the 7th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 1,766 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Bloomfield Hills at the 8th percentile, close to its 7th-percentile risk score.
Bloomfield Hills's building exposure, zone by zone
Only 48.4% of Bloomfield Hills's 1,766 buildings carry Direct exposure and 0% carry Indirect; the remaining 51.6% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Where Bloomfield Hills ranks
Bloomfield Hills's risk sits at a similar level relative to Michigan (20th percentile statewide) as it does nationally (7th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Bloomfield Hills ranks 29,347 for wildfire risk (1 is highest) and 8,169 by building count (1 is largest). Within Michigan alone, it ranks 596 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
What this risk score means for insurance
Bloomfield Hills's low rating (7th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Bloomfield Hills
Bloomfield Hills's 51.6% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,766 counted buildings into the percentiles shown above for Bloomfield Hills. For more on what minimal exposure implies beyond Bloomfield Hills, see the exposure-zones guide.