Bliss, NY
How exposed is Bliss to wildfire?
USFS's Wildfire Risk to Communities model puts Bliss at the 11th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 446 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Bliss's burn probability — fire likelihood with no building count factored in — sits at the 10th percentile nationally.
Bliss's building exposure, zone by zone
Of Bliss's 446 counted buildings, 70.9% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Bliss ranks
Bliss scores 11th nationally and 25th within New York — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Bliss ranks 28,210 for wildfire risk (1 is highest) and 18,352 by building count (1 is largest). Within New York alone, it ranks 967 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Bliss and the insurance market
Bliss's low wildfire rating (11th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Bliss's 70.9% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Bliss's 11th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Bliss, see the exposure-zones guide.