Blanket, TX
Blanket wildfire risk explained
Blanket sits at the 89th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 332 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Blanket's burn probability — fire likelihood with no building count factored in — sits at the 88th percentile nationally.
What "at risk" means for the buildings here
USFS classifies 64.5% of Blanket's buildings as Direct exposure, higher than its 35.5% Indirect share and far above its 0% Minimal share — a profile where 214 structures sit close enough to vegetation that lot clearing matters most.
Where Blanket ranks
Blanket's risk sits at a similar level relative to Texas (82nd percentile statewide) as it does nationally (89th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Blanket ranks 3,479 for wildfire risk (1 is highest) and 20,776 by building count (1 is largest). Within Texas alone, it ranks 320 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Blanket and the insurance market
At the 89th percentile nationally, Blanket carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Blanket
Blanket's 64.5% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 332 counted buildings into the percentiles shown above for Blanket. For more on what direct exposure implies beyond Blanket, see the exposure-zones guide.