Bland, MO
Bland, MO's wildfire risk, in USFS's own numbers
USFS scores Bland at the 60th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 383 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Bland's burn probability — fire likelihood with no building count factored in — sits at the 62nd percentile nationally.
Bland's building exposure, zone by zone
Most of Bland's buildings (59%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Bland against the rest of the country
Bland scores 60th nationally and 57th within Missouri — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Bland ranks 12,484 for wildfire risk (1 is highest) and 19,565 by building count (1 is largest). Within Missouri alone, it ranks 458 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Shopping for coverage in Bland
Bland's 60th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Because 59% of Bland's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 383 counted buildings into the percentiles shown above for Bland. For more on what indirect exposure implies beyond Bland, see the exposure-zones guide.