Blanco, TX
How exposed is Blanco to wildfire?
Blanco sits at the 83rd percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 1,308 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Blanco at the 81st national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Blanco's buildings actually sit
Most of Blanco's buildings (54.3%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Blanco against the rest of the country
Blanco's risk sits at a similar level relative to Texas (69th percentile statewide) as it does nationally (83rd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Blanco ranks 5,370 for wildfire risk (1 is highest) and 10,037 by building count (1 is largest). Within Texas alone, it ranks 555 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Blanco's 83rd-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Because 54.3% of Blanco's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Blanco's 83rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Blanco, see the exposure-zones guide.