Blanchard, MO
How exposed is Blanchard to wildfire?
Blanchard sits at the 41st percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 26 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Blanchard's burn probability — fire likelihood with no building count factored in — sits at the 40th percentile nationally.
Where Blanchard's buildings actually sit
Of Blanchard's 26 counted buildings, 57.7% carry Direct exposure and only 42.3% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Blanchard compares
Blanchard's 41st national percentile looks worse in isolation than its 15th ranking inside Missouri does — this place is on the milder end for its own state, by 25 points. Among the 31,521 US communities USFS scores, Blanchard ranks 18,750 for wildfire risk (1 is highest) and 31,402 by building count (1 is largest). Within Missouri alone, it ranks 901 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Shopping for coverage in Blanchard
Blanchard's elevated rating (41st percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Blanchard (57.7%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Blanchard's 18,750-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Blanchard, see the exposure-zones guide.