Blaine, WA
Blaine wildfire risk explained
Out of every US place USFS scores, Blaine lands at the 12th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 2,646 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Blaine at the 12th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Blaine's buildings actually sit
Most of Blaine's buildings (44.3% of 2,646) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Where Blaine ranks
Blaine scores 12th nationally and 13th within Washington — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Blaine ranks 27,911 for wildfire risk (1 is highest) and 6,026 by building count (1 is largest). Within Washington alone, it ranks 548 of 628 places by risk. See the full county-by-county picture for Washington on its state page.
What this risk score means for insurance
Blaine's low wildfire rating (12th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Blaine
Blaine's 44.3% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Blaine's 27,911-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Blaine, see the exposure-zones guide.