Blaine, TN
Blaine, TN's wildfire risk, in USFS's own numbers
Blaine's 1,357 buildings earn a 78th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Blaine at the 83rd national percentile — 4 points above its risk-to-structures score, a gap driven by how much is actually built there.
Blaine's building exposure, zone by zone
92.7% of Blaine's 1,357 buildings sit in USFS's Direct exposure zone, roughly 1,258 structures close enough to burnable vegetation for flame contact, not just embers — 7.3% fall in the Indirect, ember-only zone and 0% are Minimal.
How Blaine compares
Blaine's risk sits at a similar level relative to Tennessee (83rd percentile statewide) as it does nationally (78th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Blaine ranks 6,848 for wildfire risk (1 is highest) and 9,801 by building count (1 is largest). Within Tennessee alone, it ranks 86 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
Blaine and the insurance market
Blaine's high rating (78th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With 92.7% of Blaine in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Blaine's 78th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Blaine, see the exposure-zones guide.