Blaine, MN
How exposed is Blaine to wildfire?
Blaine's 24,110 buildings earn a 57th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Blaine at the 52nd percentile, close to its 57th-percentile risk score.
Where Blaine's buildings actually sit
Blaine rates 64.9% Minimal exposure against just 19.9% Direct and 15.2% Indirect — of 24,110 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually. At 24,110 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Blaine against the rest of the country
Within Minnesota, Blaine ranks higher (84th percentile) than it does nationally (57th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Blaine ranks 13,421 for wildfire risk (1 is highest) and 532 by building count (1 is largest). Within Minnesota alone, it ranks 150 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Blaine and the insurance market
Blaine's elevated rating (57th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Blaine's 64.9% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Blaine's 57th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Blaine, see the exposure-zones guide.