Blackwell, OK
How exposed is Blackwell to wildfire?
Blackwell's 4,425 buildings earn a 41st-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Blackwell at the 38th percentile, close to its 41st-percentile risk score.
Where Blackwell's buildings actually sit
Most of Blackwell's buildings (91.9% of 4,425) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Where Blackwell ranks
Inside Oklahoma, Blackwell sits at just the 3rd percentile even though it scores 41st nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Blackwell ranks 18,634 for wildfire risk (1 is highest) and 3,858 by building count (1 is largest). Within Oklahoma alone, it ranks 809 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
What this risk score means for insurance
Blackwell's elevated wildfire rating (41st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Even with 91.9% of Blackwell outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 4,425 counted buildings into the percentiles shown above for Blackwell. For more on what minimal exposure implies beyond Blackwell, see the exposure-zones guide.