Blacklake, CA
Blacklake wildfire risk explained
Out of every US place USFS scores, Blacklake lands at the 81st percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 667 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Blacklake at the 80th national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Blacklake's buildings actually sit
Direct exposure dominates in Blacklake: 60% of its 667 buildings, versus 40% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Blacklake ranks
Blacklake ranks lower within California (42nd percentile statewide) than its 81st national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Blacklake ranks 6,073 for wildfire risk (1 is highest) and 14,987 by building count (1 is largest). Within California alone, it ranks 915 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
Blacklake and the insurance market
Blacklake's 81st-percentile score lands in California, the only two states requiring a wildfire disclosure at sale. California's surplus-lines homeowners market passed 300,000 policies for the first time in 2025, driven by carriers pulling back from wildfire-exposed areas statewide. The disclosure-law guide covers what it requires.
Hardening a home in Blacklake
Because Direct exposure dominates in Blacklake (60%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Blacklake's figures come from
Every one of the two percentiles behind Blacklake's 6,073-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Blacklake's dominant direct exposure actually means, with real examples from across the dataset.