Black Rock, AR
How exposed is Black Rock to wildfire?
USFS's Wildfire Risk to Communities model puts Black Rock at the 66th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 441 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Black Rock at the 69th national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Black Rock's buildings actually sit
Direct exposure dominates in Black Rock: 68.3% of its 441 buildings, versus 31.8% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Black Rock against the rest of the country
Black Rock ranks lower within Arkansas (50th percentile statewide) than its 66th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Black Rock ranks 10,609 for wildfire risk (1 is highest) and 18,431 by building count (1 is largest). Within Arkansas alone, it ranks 306 of 614 places by risk. See the full county-by-county picture for Arkansas on its state page.
Shopping for coverage in Black Rock
At the 66th percentile nationally, Black Rock carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
With 68.3% of Black Rock in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Black Rock's 66th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Black Rock, see the exposure-zones guide.