Black Point-Green Point, CA
How exposed is Black Point-Green Point to wildfire?
USFS's Wildfire Risk to Communities model puts Black Point-Green Point at the 76th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 916 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Black Point-Green Point at the 79th percentile, close to its 76th-percentile risk score.
Where Black Point-Green Point's buildings actually sit
USFS classifies 80.4% of Black Point-Green Point's buildings as Direct exposure, higher than its 17.3% Indirect share and far above its 2.4% Minimal share — a profile where 736 structures sit close enough to vegetation that lot clearing matters most.
Black Point-Green Point against the rest of the country
Black Point-Green Point ranks lower within California (35th percentile statewide) than its 76th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Black Point-Green Point ranks 7,430 for wildfire risk (1 is highest) and 12,586 by building count (1 is largest). Within California alone, it ranks 1,017 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
What this risk score means for insurance
Black Point-Green Point sits in California, one of two states that legally require a wildfire-risk disclosure at sale. California's FAIR Plan, the state's insurer of last resort, ended 2025 with 668,609 residential policies after adding 21,859 in Q4 alone — the kind of market shift a 76th-percentile score like Black Point-Green Point's can end up mattering for. More on the disclosure law.
Lowering exposure, not just insuring around it
Black Point-Green Point's 80.4% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Black Point-Green Point's figures come from
The methodology guide shows exactly how USFS turned 916 counted buildings into the percentiles shown above for Black Point-Green Point. The exposure-zones guide covers what Black Point-Green Point's dominant direct exposure actually means, with real examples from across the dataset.