Black Oak, AR
Black Oak wildfire risk explained
Out of every US place USFS scores, Black Oak lands at the 2nd percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 177 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Black Oak's burn probability — fire likelihood with no building count factored in — sits at the 2nd percentile nationally.
Black Oak's building exposure, zone by zone
Most of Black Oak's buildings (73.5% of 177) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
How Black Oak compares
Black Oak scores 2nd nationally and 1st within Arkansas — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Black Oak ranks 30,812 for wildfire risk (1 is highest) and 25,736 by building count (1 is largest). Within Arkansas alone, it ranks 609 of 614 places by risk. See the full county-by-county picture for Arkansas on its state page.
Shopping for coverage in Black Oak
Black Oak's low rating (2nd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Black Oak
Black Oak's 73.5% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 177 counted buildings into the percentiles shown above for Black Oak. For more on what minimal exposure implies beyond Black Oak, see the exposure-zones guide.