Black Creek, WI
Black Creek, WI's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Black Creek lands at the 30th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 744 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Black Creek's burn probability — fire likelihood with no building count factored in — sits at the 27th percentile nationally.
What "at risk" means for the buildings here
Indirect exposure is dominant in Black Creek (86% of 744 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 14% sit in the Direct zone.
Where Black Creek ranks
Compare Black Creek's two percentiles: 64th within Wisconsin, only 30th nationally — a gap of 34 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Black Creek ranks 22,046 for wildfire risk (1 is highest) and 14,188 by building count (1 is largest). Within Wisconsin alone, it ranks 290 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
Shopping for coverage in Black Creek
At the 30th national percentile, Black Creek rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Black Creek's 86% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Black Creek's figures come from
Black Creek's 30th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Black Creek's dominant indirect exposure actually means, with real examples from across the dataset.