Black Creek, NC
How exposed is Black Creek to wildfire?
Out of every US place USFS scores, Black Creek lands at the 41st percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 467 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Black Creek at the 40th percentile, close to its 41st-percentile risk score.
Black Creek's building exposure, zone by zone
467 buildings are counted in Black Creek, and 52.5% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
How Black Creek compares
Black Creek's 41st national percentile looks worse in isolation than its 18th ranking inside North Carolina does — this place is on the milder end for its own state, by 23 points. Among the 31,521 US communities USFS scores, Black Creek ranks 18,532 for wildfire risk (1 is highest) and 17,944 by building count (1 is largest). Within North Carolina alone, it ranks 632 of 772 places by risk. See the full county-by-county picture for North Carolina on its state page.
Shopping for coverage in Black Creek
At the 41st national percentile, Black Creek rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Black Creek
Because Direct exposure dominates in Black Creek (52.5%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 467 counted buildings into the percentiles shown above for Black Creek. For more on what direct exposure implies beyond Black Creek, see the exposure-zones guide.