Bixby, TX
Bixby, TX's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Bixby at the 54th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 211 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Bixby at the 55th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Bixby's building exposure, zone by zone
211 buildings are counted in Bixby, and 60.7% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 39.3% rated Minimal.
How Bixby compares
Inside Texas, Bixby sits at just the 9th percentile even though it scores 54th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Bixby ranks 14,511 for wildfire risk (1 is highest) and 24,456 by building count (1 is largest). Within Texas alone, it ranks 1,631 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Bixby's elevated wildfire rating (54th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Because Direct exposure dominates in Bixby (60.7%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Bixby's figures come from
The methodology guide shows exactly how USFS turned 211 counted buildings into the percentiles shown above for Bixby. The exposure-zones guide covers what Bixby's dominant direct exposure actually means, with real examples from across the dataset.