Bixby, OK
Bixby, OK's wildfire risk, in USFS's own numbers
USFS scores Bixby at the 83rd national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 11,142 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Bixby at the 85th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Bixby's buildings actually sit
USFS classifies 47.3% of Bixby's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 35.7% Direct and 17.1% Indirect — a landscape-level risk rather than a building-by-building one. At 11,142 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Bixby compares
Bixby's 83rd national percentile looks worse in isolation than its 28th ranking inside Oklahoma does — this place is on the milder end for its own state, by 55 points. Among the 31,521 US communities USFS scores, Bixby ranks 5,265 for wildfire risk (1 is highest) and 1,423 by building count (1 is largest). Within Oklahoma alone, it ranks 598 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Bixby and the insurance market
Bixby's 83rd-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
With 47.3% of buildings rated Minimal exposure, Bixby gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Bixby's 83rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Bixby, see the exposure-zones guide.