Bivins, TX
Bivins, TX's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Bivins lands at the 74th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 156 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Bivins's burn probability — fire likelihood with no building count factored in — sits at the 75th percentile nationally.
Bivins's building exposure, zone by zone
USFS classifies 91.7% of Bivins's buildings as Direct exposure, higher than its 8.3% Indirect share and far above its 0% Minimal share — a profile where 143 structures sit close enough to vegetation that lot clearing matters most.
Bivins against the rest of the country
Bivins's 74th national percentile looks worse in isolation than its 43rd ranking inside Texas does — this place is on the milder end for its own state, by 31 points. Among the 31,521 US communities USFS scores, Bivins ranks 8,173 for wildfire risk (1 is highest) and 26,638 by building count (1 is largest). Within Texas alone, it ranks 1,015 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Bivins
Bivins's 74th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
With 91.7% of Bivins in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 156 counted buildings into the percentiles shown above for Bivins. For more on what direct exposure implies beyond Bivins, see the exposure-zones guide.