Bismarck, IL
Bismarck wildfire risk explained
Out of every US place USFS scores, Bismarck lands at the 13th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 396 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Bismarck at the 13th national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Bismarck's buildings actually sit
Bismarck rates 67.9% Minimal exposure against just 32.1% Direct and 0% Indirect — of 396 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where Bismarck ranks
Within Illinois, Bismarck ranks higher (49th percentile) than it does nationally (13th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Bismarck ranks 27,409 for wildfire risk (1 is highest) and 19,297 by building count (1 is largest). Within Illinois alone, it ranks 737 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Shopping for coverage in Bismarck
Bismarck's low rating (13th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 67.9% of buildings rated Minimal exposure, Bismarck gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Bismarck's figures come from
Every one of the two percentiles behind Bismarck's 27,409-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Bismarck's dominant minimal exposure actually means, with real examples from across the dataset.