Bishop, TX
How exposed is Bishop to wildfire?
USFS scores Bishop at the 22nd national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 1,527 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Bishop at the 22nd national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Only 14.7% of Bishop's 1,527 buildings carry Direct exposure and 0% carry Indirect; the remaining 85.3% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Bishop against the rest of the country
Bishop's 22nd national percentile looks worse in isolation than its 1st ranking inside Texas does — this place is on the milder end for its own state, by 21 points. Among the 31,521 US communities USFS scores, Bishop ranks 24,502 for wildfire risk (1 is highest) and 9,052 by building count (1 is largest). Within Texas alone, it ranks 1,769 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Bishop's moderate wildfire rating (22nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Bishop
Bishop's 85.3% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,527 counted buildings into the percentiles shown above for Bishop. For more on what minimal exposure implies beyond Bishop, see the exposure-zones guide.