Birmingham, OH
Birmingham wildfire risk explained
Birmingham's 247 buildings earn a 13th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Birmingham at the 13th national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
Birmingham's building exposure, zone by zone
Of Birmingham's 247 counted buildings, 83.4% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Birmingham against the rest of the country
Compare Birmingham's two percentiles: 38th within Ohio, only 13th nationally — a gap of 26 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Birmingham ranks 27,519 for wildfire risk (1 is highest) and 23,246 by building count (1 is largest). Within Ohio alone, it ranks 782 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Birmingham and the insurance market
Birmingham's low wildfire rating (13th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Birmingham
Birmingham's 83.4% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Birmingham's figures come from
The methodology guide shows exactly how USFS turned 247 counted buildings into the percentiles shown above for Birmingham. The exposure-zones guide covers what Birmingham's dominant direct exposure actually means, with real examples from across the dataset.