Birmingham, MO
Birmingham wildfire risk explained
USFS's Wildfire Risk to Communities model puts Birmingham at the 51st national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 149 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Birmingham at the 53rd national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS puts 92% of Birmingham's 149 buildings in the Indirect exposure zone, versus 8.1% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
How Birmingham compares
Inside Missouri, Birmingham sits at just the 35th percentile even though it scores 51st nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Birmingham ranks 15,349 for wildfire risk (1 is highest) and 26,916 by building count (1 is largest). Within Missouri alone, it ranks 690 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Shopping for coverage in Birmingham
At the 51st national percentile, Birmingham rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Because 92% of Birmingham's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Birmingham's 15,349-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Birmingham, see the exposure-zones guide.