Birdseye, IN
How exposed is Birdseye to wildfire?
USFS's Wildfire Risk to Communities model puts Birdseye at the 27th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 318 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Birdseye at the 28th percentile, close to its 27th-percentile risk score.
Birdseye's building exposure, zone by zone
56% of Birdseye's 318 buildings sit in USFS's Direct exposure zone, roughly 178 structures close enough to burnable vegetation for flame contact, not just embers — 44% fall in the Indirect, ember-only zone and 0% are Minimal.
Birdseye against the rest of the country
Within Indiana, Birdseye ranks higher (92nd percentile) than it does nationally (27th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Birdseye ranks 23,094 for wildfire risk (1 is highest) and 21,147 by building count (1 is largest). Within Indiana alone, it ranks 74 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Birdseye and the insurance market
Birdseye's moderate wildfire rating (27th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With 56% of Birdseye in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Birdseye's 27th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Birdseye, see the exposure-zones guide.