Binghamton, NY
Binghamton wildfire risk explained
Binghamton's 15,596 buildings earn a 15th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Binghamton at the 15th percentile, close to its 15th-percentile risk score.
Binghamton's building exposure, zone by zone
15,596 buildings are counted in Binghamton, and 89.2% of them are Indirect exposure — ember-driven risk rather than the 7.5% in Direct exposure or the 3.3% rated Minimal. At 15,596 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Binghamton compares
Within New York, Binghamton ranks higher (37th percentile) than it does nationally (15th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Binghamton ranks 26,668 for wildfire risk (1 is highest) and 947 by building count (1 is largest). Within New York alone, it ranks 819 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Shopping for coverage in Binghamton
Binghamton's low rating (15th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Binghamton's 89.2% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 15,596 counted buildings into the percentiles shown above for Binghamton. For more on what indirect exposure implies beyond Binghamton, see the exposure-zones guide.