Bingham, IL
Bingham wildfire risk explained
Bingham's 87 buildings earn a 26th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Bingham at the 27th percentile, close to its 26th-percentile risk score.
What "at risk" means for the buildings here
Most of Bingham's buildings (54%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
How Bingham compares
Compare Bingham's two percentiles: 74th within Illinois, only 26th nationally — a gap of 47 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Bingham ranks 23,248 for wildfire risk (1 is highest) and 29,609 by building count (1 is largest). Within Illinois alone, it ranks 381 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
Bingham's moderate rating (26th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Bingham
Because 54% of Bingham's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 87 counted buildings into the percentiles shown above for Bingham. For more on what indirect exposure implies beyond Bingham, see the exposure-zones guide.