Binger, OK
Binger, OK's wildfire risk, in USFS's own numbers
Binger sits at the 92nd percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 494 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Binger at the 92nd percentile, close to its 92nd-percentile risk score.
Binger's building exposure, zone by zone
61.1% of Binger's 494 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 38.9% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Binger against the rest of the country
Binger ranks lower within Oklahoma (56th percentile statewide) than its 92nd national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Binger ranks 2,588 for wildfire risk (1 is highest) and 17,463 by building count (1 is largest). Within Oklahoma alone, it ranks 363 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
What this risk score means for insurance
Binger's 92nd-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
With ember exposure the dominant pattern in Binger (61.1% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Binger's 92nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Binger, see the exposure-zones guide.