Bingen, WA
Bingen wildfire risk explained
Bingen sits at the 97th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 432 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Bingen's burn probability — fire likelihood with no building count factored in — sits at the 97th percentile nationally.
Where Bingen's buildings actually sit
Indirect exposure is dominant in Bingen (98.4% of 432 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 1.6% sit in the Direct zone.
Where Bingen ranks
Bingen's risk sits at a similar level relative to Washington (94th percentile statewide) as it does nationally (97th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Bingen ranks 834 for wildfire risk (1 is highest) and 18,616 by building count (1 is largest). Within Washington alone, it ranks 38 of 628 places by risk. See the full county-by-county picture for Washington on its state page.
What this risk score means for insurance
Bingen's very high rating (97th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Bingen
Bingen's 98.4% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Bingen's figures come from
Bingen's 97th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Bingen's dominant indirect exposure actually means, with real examples from across the dataset.