Billtown, IN
Billtown, IN's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Billtown at the 17th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 200 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Billtown's burn probability — fire likelihood with no building count factored in — sits at the 18th percentile nationally.
Where Billtown's buildings actually sit
USFS classifies 95% of Billtown's buildings as Direct exposure, higher than its 5% Indirect share and far above its 0% Minimal share — a profile where 190 structures sit close enough to vegetation that lot clearing matters most.
Billtown against the rest of the country
Within Indiana, Billtown ranks higher (72nd percentile) than it does nationally (17th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Billtown ranks 26,151 for wildfire risk (1 is highest) and 24,834 by building count (1 is largest). Within Indiana alone, it ranks 269 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Shopping for coverage in Billtown
Billtown's low rating (17th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 95% of Billtown in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 200 counted buildings into the percentiles shown above for Billtown. For more on what direct exposure implies beyond Billtown, see the exposure-zones guide.