Bigfork, MN
Bigfork, MN's wildfire risk, in USFS's own numbers
Bigfork's 341 buildings earn a 31st-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Bigfork's burn probability — fire likelihood with no building count factored in — sits at the 30th percentile nationally.
What "at risk" means for the buildings here
341 buildings are counted in Bigfork, and 50.4% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Bigfork against the rest of the country
Bigfork's risk sits at a similar level relative to Minnesota (37th percentile statewide) as it does nationally (31st) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Bigfork ranks 21,740 for wildfire risk (1 is highest) and 20,551 by building count (1 is largest). Within Minnesota alone, it ranks 573 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
What this risk score means for insurance
At the 31st national percentile, Bigfork rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Bigfork
With 50.4% of Bigfork in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Bigfork's figures come from
The methodology guide shows exactly how USFS turned 341 counted buildings into the percentiles shown above for Bigfork. The exposure-zones guide covers what Bigfork's dominant direct exposure actually means, with real examples from across the dataset.