Big Thicket Lake Estates, TX
Big Thicket Lake Estates, TX's wildfire risk, in USFS's own numbers
Big Thicket Lake Estates sits at the 76th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 414 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Big Thicket Lake Estates's burn probability — fire likelihood with no building count factored in — sits at the 78th percentile nationally.
Where Big Thicket Lake Estates's buildings actually sit
Direct exposure dominates in Big Thicket Lake Estates: 100% of its 414 buildings, versus 0% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Big Thicket Lake Estates ranks
Big Thicket Lake Estates's 76th national percentile looks worse in isolation than its 50th ranking inside Texas does — this place is on the milder end for its own state, by 26 points. Among the 31,521 US communities USFS scores, Big Thicket Lake Estates ranks 7,447 for wildfire risk (1 is highest) and 18,954 by building count (1 is largest). Within Texas alone, it ranks 891 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Big Thicket Lake Estates and the insurance market
Big Thicket Lake Estates's 76th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
With 100% of Big Thicket Lake Estates in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 414 counted buildings into the percentiles shown above for Big Thicket Lake Estates. For more on what direct exposure implies beyond Big Thicket Lake Estates, see the exposure-zones guide.