Big Horn, WY
Big Horn, WY's wildfire risk, in USFS's own numbers
Big Horn sits at the 91st percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 374 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Big Horn at the 94th percentile, close to its 91st-percentile risk score.
Where Big Horn's buildings actually sit
73.8% of Big Horn's 374 buildings sit in USFS's Direct exposure zone, roughly 276 structures close enough to burnable vegetation for flame contact, not just embers — 26.2% fall in the Indirect, ember-only zone and 0% are Minimal.
How Big Horn compares
Big Horn scores 91st nationally and 95th within Wyoming — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Big Horn ranks 2,914 for wildfire risk (1 is highest) and 19,795 by building count (1 is largest). Within Wyoming alone, it ranks 10 of 192 places by risk. See the full county-by-county picture for Wyoming on its state page.
What this risk score means for insurance
At the 91st percentile nationally, Big Horn carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Big Horn
Because Direct exposure dominates in Big Horn (73.8%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Big Horn's figures come from
Big Horn's 91st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Big Horn's dominant direct exposure actually means, with real examples from across the dataset.