Big Flat, AR
Big Flat, AR's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Big Flat at the 81st national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 127 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Big Flat at the 84th percentile, close to its 81st-percentile risk score.
Big Flat's building exposure, zone by zone
Of Big Flat's 127 counted buildings, 89% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Big Flat ranks
Big Flat's risk sits at a similar level relative to Arkansas (85th percentile statewide) as it does nationally (81st) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Big Flat ranks 5,882 for wildfire risk (1 is highest) and 27,834 by building count (1 is largest). Within Arkansas alone, it ranks 92 of 614 places by risk. See the full county-by-county picture for Arkansas on its state page.
What this risk score means for insurance
Big Flat's very high rating (81st percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
With 89% of Big Flat in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Big Flat's figures come from
Big Flat's 81st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Big Flat's dominant direct exposure actually means, with real examples from across the dataset.