Big Cabin, OK
Big Cabin wildfire risk explained
Out of every US place USFS scores, Big Cabin lands at the 86th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 250 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Big Cabin at the 88th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Big Cabin's building exposure, zone by zone
Of Big Cabin's 250 counted buildings, 54% carry Direct exposure and only 30.4% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Big Cabin against the rest of the country
Big Cabin's 86th national percentile looks worse in isolation than its 33rd ranking inside Oklahoma does — this place is on the milder end for its own state, by 53 points. Among the 31,521 US communities USFS scores, Big Cabin ranks 4,542 for wildfire risk (1 is highest) and 23,153 by building count (1 is largest). Within Oklahoma alone, it ranks 557 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Shopping for coverage in Big Cabin
Big Cabin's very high rating (86th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Big Cabin's 54% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Big Cabin's 86th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Big Cabin, see the exposure-zones guide.