Beverly, WV
Beverly wildfire risk explained
Beverly's 353 buildings earn a 64th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Beverly's burn probability — fire likelihood with no building count factored in — sits at the 64th percentile nationally.
Beverly's building exposure, zone by zone
353 buildings are counted in Beverly, and 59.2% of them are Indirect exposure — ember-driven risk rather than the 40.8% in Direct exposure or the 0% rated Minimal.
How Beverly compares
Beverly scores 64th nationally and 56th within West Virginia — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Beverly ranks 11,331 for wildfire risk (1 is highest) and 20,252 by building count (1 is largest). Within West Virginia alone, it ranks 188 of 429 places by risk. See the full county-by-county picture for West Virginia on its state page.
What this risk score means for insurance
Beverly's high rating (64th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Beverly (59.2% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
The methodology guide shows exactly how USFS turned 353 counted buildings into the percentiles shown above for Beverly. For more on what indirect exposure implies beyond Beverly, see the exposure-zones guide.