Beverly, WA
Beverly wildfire risk explained
Beverly sits at the 89th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 89 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Beverly's burn probability — fire likelihood with no building count factored in — sits at the 88th percentile nationally.
Beverly's building exposure, zone by zone
71.9% of Beverly's 89 buildings sit in USFS's Direct exposure zone, roughly 64 structures close enough to burnable vegetation for flame contact, not just embers — 28.1% fall in the Indirect, ember-only zone and 0% are Minimal.
How Beverly compares
Beverly's risk sits at a similar level relative to Washington (79th percentile statewide) as it does nationally (89th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Beverly ranks 3,607 for wildfire risk (1 is highest) and 29,556 by building count (1 is largest). Within Washington alone, it ranks 130 of 628 places by risk. See the full county-by-county picture for Washington on its state page.
Shopping for coverage in Beverly
Beverly's very high rating (89th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Beverly's 71.9% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Beverly's figures come from
Beverly's 89th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Beverly's dominant direct exposure actually means, with real examples from across the dataset.