Beverly Shores, IN
Beverly Shores wildfire risk explained
Beverly Shores sits at the 48th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 502 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Beverly Shores at the 49th percentile, close to its 48th-percentile risk score.
Where Beverly Shores's buildings actually sit
78.3% of Beverly Shores's 502 buildings sit in USFS's Direct exposure zone, roughly 393 structures close enough to burnable vegetation for flame contact, not just embers — 17.1% fall in the Indirect, ember-only zone and 4.6% are Minimal.
Beverly Shores against the rest of the country
Beverly Shores's 97th-percentile standing inside Indiana outpaces its 48th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Beverly Shores ranks 16,348 for wildfire risk (1 is highest) and 17,309 by building count (1 is largest). Within Indiana alone, it ranks 32 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
At the 48th national percentile, Beverly Shores rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Beverly Shores
With 78.3% of Beverly Shores in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Beverly Shores's 16,348-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Beverly Shores, see the exposure-zones guide.