Beverly, OH
How exposed is Beverly to wildfire?
USFS scores Beverly at the 39th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 745 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Beverly at the 41st percentile, close to its 39th-percentile risk score.
What "at risk" means for the buildings here
USFS puts 80.3% of Beverly's 745 buildings in the Indirect exposure zone, versus 19.7% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Where Beverly ranks
Within Ohio, Beverly ranks higher (84th percentile) than it does nationally (39th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Beverly ranks 19,385 for wildfire risk (1 is highest) and 14,176 by building count (1 is largest). Within Ohio alone, it ranks 202 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Beverly and the insurance market
Beverly's moderate rating (39th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Beverly (80.3% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Beverly's 39th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Beverly, see the exposure-zones guide.