Beverly, MA
How exposed is Beverly to wildfire?
USFS's Wildfire Risk to Communities model puts Beverly at the 26th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 13,001 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Beverly at the 24th percentile, close to its 26th-percentile risk score.
What "at risk" means for the buildings here
Only 10.1% of Beverly's 13,001 buildings carry Direct exposure and 28.7% carry Indirect; the remaining 61.2% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure. At 13,001 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Beverly ranks
Beverly's 51st-percentile standing inside Massachusetts outpaces its 26th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Beverly ranks 23,290 for wildfire risk (1 is highest) and 1,171 by building count (1 is largest). Within Massachusetts alone, it ranks 122 of 248 places by risk. See the full county-by-county picture for Massachusetts on its state page.
Shopping for coverage in Beverly
Beverly's moderate wildfire rating (26th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Beverly's 61.2% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Beverly's figures come from
The methodology guide shows exactly how USFS turned 13,001 counted buildings into the percentiles shown above for Beverly. The exposure-zones guide covers what Beverly's dominant minimal exposure actually means, with real examples from across the dataset.