Beulah Valley, CO
Beulah Valley wildfire risk explained
Beulah Valley's 578 buildings earn a 96th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Beulah Valley's burn probability — fire likelihood with no building count factored in — sits at the 93rd percentile nationally.
Where Beulah Valley's buildings actually sit
Direct exposure dominates in Beulah Valley: 83.9% of its 578 buildings, versus 16.1% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Beulah Valley compares
There's little gap between Beulah Valley's 96th national percentile and its 85th percentile inside Colorado, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Beulah Valley ranks 1,227 for wildfire risk (1 is highest) and 16,125 by building count (1 is largest). Within Colorado alone, it ranks 71 of 472 places by risk. See the full county-by-county picture for Colorado on its state page.
What this risk score means for insurance
At the 96th percentile nationally, Beulah Valley carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Beulah Valley (83.9%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 578 counted buildings into the percentiles shown above for Beulah Valley. For more on what direct exposure implies beyond Beulah Valley, see the exposure-zones guide.